Backing out of plans is not fun, but I couldn't explain that I didn't have gas money and my credit card was maxed out. So I was fickle.

Money influencers are important because we want a guide and mentor. A money influencer will help you with spending habits and paying debts.

I am a BIG fan of secrets. I can't keep secrets, but I love them. But everyone is holding a secret about money and Raquel wants to tell you